Business Planning

Business planning focuses on issues specific to business owners and shareholders. For most business owners, the business is their most significant asset, and the financial success of that business has an immediate impact on the economic security of their families. Without proper planning, you may have difficulty tapping the value of your business to support your retirement, or your family may lose the value of your business at your death.

Risk Management

Starting and running a business carries its own set of risk exposures, and there are several factors that can impact how safe your personal and business assets are from risk. These include, but are not limited to, the type of business entity you choose, the state you choose to do business in, as well as how you manage your business, your human resources, and your taxes. Business risk management identifies your options for handling these risks.

Distributions to the Owners

Executive compensation focuses on both cash and non-cash approaches. The size and structure of the business significantly influence your compensation systems. Large businesses tend to provide owners with sophisticated and sometimes complex compensation formulas. Small businesses tend to adopt a more straightforward compensation approach. Examples of compensation include insurance benefits, qualified retirement plans, stock options, personal performance initiatives, and other tax-advantaged nonqualified plans.

Succession Planning

Succession planning focuses on the transition of a business from an existing owner to a new owner. Although key factors vary extensively with business type and industry, there are some factors common to all business transitions, including the creation of a sellable business and the formulation of specific transition mechanics at the time of sale.

Your Business Planning
Commonwealth Team

Guide Star Financial partnered with Commonwealth because their support and ingenuity go hand-in-hand with our objectives. Together, we make a very strong team and provide access to resources and industry experts to guide your financial decisions.

Justin Duft


Heather Zack


Martin Baker


Mike Baum


Maureen Baxter

Keven DuComb

David Haughton

Anna Hays

Aric Jacobson

Krista Teegarden

Other Planning Services

Tax Planning

Retirement Planning

Risk Management

Estate Planning

Investment Planning